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Issue #184 · Published today
The money moves that actually work, from people who practice them.
Every Sunday, market analysis, retirement strategy and the psychology of money, written by CFPs and former analysts for Americans who manage their own money seriously — not finance beginners, not Wall Street pros.
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What you'll get
Six ways to actually understand your money
Explore every topic →This Week in Markets
The trades, earnings calls and Fed signals that actually moved your portfolio this week, explained, not just reported.
The Retirement Endgame
401(k) matches, Roth conversions and the math nobody explains to you until it's too late to fix.
Money Experts
Conversations with CFPs, economists and fund managers about how they actually think, not just what they recommend.
Money Psychology
Spending triggers, panic-selling and the behavioral gaps between what you know and what you actually do with your money.
Tax & Policy
Bracket changes, deductions and the fine print in new legislation that quietly changes what you owe.
Deep analysis
We don't summarize. We diagnose.
Every trade, fund or account decision we cover gets broken down to the moment that actually mattered: where the math changed, and why. No hollow jargon, no "the algorithm says Buy" without explaining the reason.
We write for people who already have a brokerage account and want to start understanding the strategy behind it, not just the balance.
See the full archive →Archive
The last five issues
Browse all 30 issues →-
#183
August 9, 2026Retirement
The 401(k) match mistake still costing millions of workers
A rule most plans quietly enforce that leaves free employer money on the table for anyone who doesn't check the fine print.
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#182
August 2, 2026Psychology
I paid off $40,000 in credit card debt in 14 months — here's the actual math
An editorial breakdown of the payoff order, the interest saved and the habits that made it stick.
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#181
July 26, 2026Markets
The index-fund rule every new investor should memorize before their first trade
Expense ratios, dollar-cost averaging and the one number that predicts long-term returns better than any stock pick.
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#180
July 19, 2026Experts
Inside a CFP's real client meetings before year-end tax season
What a working financial planner actually discusses with clients in Q4, and what most people wait too long to ask.
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#179
July 12, 2026Policy
Why high-yield savings accounts are quietly rewriting how Americans save
How rate policy over the last two years turned a boring account into the best low-risk move available.
This week in markets
Three data points. Zero easy takes.
Every Sunday we break down three things that actually moved the market this week: a rate decision, an earnings beat, a policy shift, calibrated for people who manage their own portfolio, not day traders chasing headlines.
We show the reasoning, not just the conclusion, so you can apply it the next time the headline changes.
See all topics →Free guide
20 money moves, explained, not just listed
A PDF guide to twenty financial moves, from maxing an HSA to backdoor Roth conversions, reasoned out so you understand why each one works, not a checklist to follow blindly.
Community
28,400 readers who stopped guessing
Behind every issue is a reader channel where subscribers discuss the week's picks, share their own portfolio moves and fact-check each other with more rigor than most comment sections manage.
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